[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.senub.cz\/proc-si-vzit-nebankovni-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.senub.cz\/proc-si-vzit-nebankovni-pujcku\/","headline":"Pro\u010d si vz\u00edt nebankovn\u00ed p\u016fj\u010dku","name":"Pro\u010d si vz\u00edt nebankovn\u00ed p\u016fj\u010dku","description":"S\u00e1zka na nebankovn\u00ed sektor m\u016f\u017ee b\u00fdt nejednou t\u00edm nejlep\u0161\u00edm, pro co se m\u016f\u017ee \u017eadatel o p\u016fj\u010dku rozhodnout. A sice proto, \u017ee jsou poskytovatel\u00e9 tohoto typu p\u016fj\u010dek v mnoha ohledech p\u0159izp\u016fsobiv\u011bj\u0161\u00ed,","datePublished":"2019-09-16","dateModified":"2023-05-04","author":{"@type":"Person","@id":"https:\/\/www.senub.cz\/author\/#Person","name":"","url":"https:\/\/www.senub.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"senub.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.senub.cz\/wp-content\/uploads\/img_a352038_w1713_t1566549554.jpg","url":"https:\/\/www.senub.cz\/wp-content\/uploads\/img_a352038_w1713_t1566549554.jpg","height":0,"width":0},"url":"https:\/\/www.senub.cz\/proc-si-vzit-nebankovni-pujcku\/","about":["Ekonomika"],"wordCount":416,"articleBody":"      S\u00e1zka na nebankovn\u00ed sektor m\u016f\u017ee b\u00fdt nejednou t\u00edm nejlep\u0161\u00edm, pro co se m\u016f\u017ee \u017eadatel o p\u016fj\u010dku rozhodnout. A sice proto, \u017ee jsou poskytovatel\u00e9 tohoto typu p\u016fj\u010dek v mnoha ohledech p\u0159izp\u016fsobiv\u011bj\u0161\u00ed, co\u017e ocen\u00ed zejm\u00e9na ti ze \u017eadatel\u016f, kte\u0159\u00ed maj\u00ed skute\u010dn\u00e9 finan\u010dn\u00ed probl\u00e9my prov\u00e1zen\u00e9 i nep\u0159\u00edli\u0161 vysok\u00fdmi p\u0159\u00edjmy a nejednou i z\u00e1znamy v registrech dlu\u017en\u00edk\u016f. Pokud nen\u00ed \u017eadatel zrovna ide\u00e1ln\u00ed, v bank\u00e1ch nejednou naraz\u00ed na st\u011bnu nepochopen\u00ed, nez\u00e1jmu, lhostejnosti k jeho osudu. S n\u011bk\u00fdm, kdo nem\u00e1 p\u0159\u00edjmy na \u017e\u00e1douc\u00ed v\u00fd\u0161i a komu kaz\u00ed reputaci z\u00e1znam v registru, se tam nejednou dlouho nep\u00e1\u0159ou a jeho \u017e\u00e1dost je zam\u00edtnuta. Kde\u017eto v nebankovn\u00edm sektoru se toto ned\u011bje, tady nejsou pravidla ani zdaleka tak p\u0159\u00edsn\u00e1 a pro leckoho nesplniteln\u00e1. Nebankovn\u00ed poskytovatel\u00e9 p\u016fj\u010dek jsou daleko v\u00edce naklon\u011bn\u00ed dohod\u011b, p\u0159izp\u016fsoben\u00ed se t\u00e9 kter\u00e9 situaci, nalezen\u00ed \u0159e\u0161en\u00ed, kter\u00e9 by bylo oboustrann\u011b p\u0159ijateln\u00e9. Tak\u017ee nem\u00e1-li n\u011bkter\u00fd ze \u017eadatel\u016f pr\u00e1v\u011b vysok\u00e9 p\u0159\u00edjmy, rozlo\u017e\u00ed mu zde spl\u00e1tky na tak dlouh\u00e9 \u2013 a\u017e t\u0159icetilet\u00e9 \u2013 obdob\u00ed, aby byly spl\u00e1tky sn\u00ed\u017eeny natolik, \u017ee si je dlu\u017en\u00edk bude moci dovolit spl\u00e1cet. M\u00e1-li pak \u017eadatel n\u011bjak\u00fd ten z\u00e1znam v registru, nen\u00ed odm\u00edtnut automaticky, ale je zkoum\u00e1no, nakolik je takov\u00fd z\u00e1pis ohro\u017euj\u00edc\u00ed spl\u00e1cen\u00ed p\u016fj\u010dky, tak\u017ee se nejednou do\u010dk\u00e1 vytou\u017een\u00fdch pen\u011bz i ten, kdo kdysi pochybil, ale u\u017e to d\u00e1vno od\u010dinil nebo se jedn\u00e1 o banalitu. Sta\u010d\u00ed tak zpravidla, m\u00e1-li uchaze\u010d o n\u011bjakou tu nebankovn\u00ed hypot\u00e9ku https:\/\/www.ferovahypoteka.cz\/americka-nebankovni-hypoteka\/ k dispozici n\u011bjakou nemovitost, ji\u017e by mohl d\u00e1t za p\u016fj\u010den\u00e9 pen\u00edze do z\u00e1stavy, sta\u010d\u00ed jak\u00e9koliv dosta\u010duj\u00edc\u00ed p\u0159\u00edjmy a nic nebr\u00e1n\u00ed tomu, aby do\u0161lo k dohod\u011b. N\u011bkomu takov\u00e9mu sta\u010d\u00ed jednodu\u0161e vyplnit formul\u00e1\u0159 na webu a poslat p\u00e1r sn\u00edmk\u016f on\u00e9 zmi\u0148ovan\u00e9 nemovitosti k ocen\u011bn\u00ed poskytovatelem a pak u\u017e sta\u010d\u00ed po\u010dkat na kontaktov\u00e1n\u00ed z\u00e1stupcem spole\u010dnosti, jen\u017e se \u017eadatelem projedn\u00e1 detaily. A po podpisu smlouvy u\u017e nic nebr\u00e1n\u00ed tomu, aby byly pen\u00edze okam\u017eit\u011b zasl\u00e1ny na \u017eadatel\u016fv \u00fa\u010det. A on si jich mohl u\u017e\u00edvat podle sv\u00e9 vlastn\u00ed v\u016fle.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d si vz\u00edt nebankovn\u00ed p\u016fj\u010dku","item":"https:\/\/www.senub.cz\/proc-si-vzit-nebankovni-pujcku\/#breadcrumbitem"}]}]