[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.senub.cz\/proc-je-vhodne-zaridit-si-penzijni-sporeni\/#Article","mainEntityOfPage":"https:\/\/www.senub.cz\/proc-je-vhodne-zaridit-si-penzijni-sporeni\/","headline":"Pro\u010d je vhodn\u00e9 za\u0159\u00eddit si penzijn\u00ed spo\u0159en\u00ed","name":"Pro\u010d je vhodn\u00e9 za\u0159\u00eddit si penzijn\u00ed spo\u0159en\u00ed","description":"Mnoho p\u0159edev\u0161\u00edm star\u0161\u00edch lid\u00ed se t\u011b\u0161\u00ed na d\u016fchod. V\u011b\u0159\u00ed, \u017ee pak budou m\u00edt dost \u010dasu i prost\u0159edk\u016f na svoje z\u00e1liby. Realita v\u0161ak b\u00fdv\u00e1 \u010dasto jin\u00e1. V prvn\u00ed \u0159ad\u011b je t\u0159eba","datePublished":"2021-03-19","dateModified":"2023-05-04","author":{"@type":"Person","@id":"https:\/\/www.senub.cz\/author\/#Person","name":"","url":"https:\/\/www.senub.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"senub.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.senub.cz\/wp-content\/uploads\/pujcka1_10_6.jpg","url":"https:\/\/www.senub.cz\/wp-content\/uploads\/pujcka1_10_6.jpg","height":0,"width":0},"url":"https:\/\/www.senub.cz\/proc-je-vhodne-zaridit-si-penzijni-sporeni\/","about":["Ekonomika"],"wordCount":424,"articleBody":"   Mnoho p\u0159edev\u0161\u00edm star\u0161\u00edch lid\u00ed se t\u011b\u0161\u00ed na d\u016fchod. V\u011b\u0159\u00ed, \u017ee pak budou m\u00edt dost \u010dasu i prost\u0159edk\u016f na svoje z\u00e1liby. Realita v\u0161ak b\u00fdv\u00e1 \u010dasto jin\u00e1.V prvn\u00ed \u0159ad\u011b je t\u0159eba si uv\u011bdomit, \u017ee v\u011bk pro odchod do d\u016fchodu se neust\u00e1le zvy\u0161uje. Nav\u00edc ani \u010d\u00e1stka, kterou budeme dost\u00e1vat, nen\u00ed \u010dasto tak vysok\u00e1, aby n\u00e1m umo\u017enila v\u00edc ne\u017e to nejz\u00e1kladn\u011bj\u0161\u00ed \u017eit\u00ed.M\u00e1 to samoz\u0159ejm\u011b svou p\u0159\u00ed\u010dinu. Tou hlavn\u00ed je v\u011bkov\u00e9 rozd\u011blen\u00ed populace, zap\u0159\u00ed\u010din\u011bn\u00e9 \u201ebaby boomem\u201c, kter\u00fd nastal po druh\u00e9 sv\u011btov\u00e9 v\u00e1lce, ve spojen\u00ed s t\u00edm, \u017ee v dne\u0161n\u00ed dob\u011b se mnoho lid\u00ed rozhodne nem\u00edt d\u011bti. Zat\u00edmco d\u0159\u00edve tak na jednoho d\u016fchodce p\u0159ipadli \u010dty\u0159i pracuj\u00edc\u00ed, dnes je tomu naopak \u2013 jeden pracuj\u00edc\u00ed mus\u00ed \u201eut\u00e1hnout\u201c \u010dty\u0159i d\u016fchodce. A je jasn\u00e9, \u017ee se to mus\u00ed n\u011bkde projevit.Situaci nepom\u00e1h\u00e1 ani to, \u017ee v\u011bt\u0161ina star\u0161\u00ed generace je vychov\u00e1v\u00e1na v tom, \u017ee st\u00e1t v\u0161e za\u0159\u00edd\u00ed a o v\u0161e se postar\u00e1. To dnes ji\u017e neplat\u00ed. Je to cena, kterou plat\u00edme za svobodu \u2013 mus\u00edme se o sebe postarat sami. A je jasn\u00e9, \u017ee tento trend bude pokra\u010dovat.Dobr\u00e1, ale jak za\u0159\u00eddit, abychom m\u011bli na st\u00e1\u0159\u00ed dostatek prost\u0159edk\u016f? Tou v sou\u010dasnosti asi nejlep\u0161\u00ed mo\u017enost\u00ed je penzijn\u00ed spo\u0159en\u00ed moneyworld.cz. Zde budeme odkl\u00e1dat \u010d\u00e1st sv\u00e9 v\u00fdplaty, a p\u0159i odchodu do d\u016fchodu si na\u0161et\u0159enou \u010d\u00e1stku vybereme.Samoz\u0159ejm\u011b m\u016f\u017ee m\u00edt n\u011bkolik forem. Tou nejz\u00e1kladn\u011bj\u0161\u00ed je, \u017ee si budeme pen\u00edze \u0161et\u0159it doma, nap\u0159\u00edklad danou \u010d\u00e1stku odkl\u00e1dat do ur\u010den\u00e9 krabice. Zde je v\u0161ak ta nev\u00fdhoda, \u017ee tato metoda nepo\u010d\u00edt\u00e1 s inflac\u00ed, tedy postupnou ztr\u00e1tou hodnoty pen\u011bz. A ta existuje \u2013 vzpome\u0148me si jen, co jsme si za sto korun koupili p\u0159ed deseti lety, a co si za stejn\u00e9 pen\u00edze koup\u00edme nyn\u00ed.Proto je v\u00fdhodn\u011bj\u0161\u00ed vyu\u017e\u00edt n\u011bkter\u00e9 z nab\u00eddek bank \u010di poji\u0161\u0165oven, kter\u00e9 tyto slu\u017eby nab\u00edz\u00ed. Zde m\u00e1me v\u00fdhodu v tom, \u017ee se nejen prost\u0159ednictv\u00edm \u00farok\u016f vyrovn\u00e1v\u00e1 inflace, ale z\u00e1rove\u0148 tak\u00e9 dost\u00e1v\u00e1me st\u00e1tn\u00ed p\u0159\u00edsp\u011bvek. N\u00e1sledn\u011b tedy dostaneme vy\u0161\u0161\u00ed \u010d\u00e1stku, ne\u017e jakou jsme si na\u0161et\u0159ili. A to se rozhodn\u011b vyplat\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d je vhodn\u00e9 za\u0159\u00eddit si penzijn\u00ed spo\u0159en\u00ed","item":"https:\/\/www.senub.cz\/proc-je-vhodne-zaridit-si-penzijni-sporeni\/#breadcrumbitem"}]}]